Flexible modules that can be easily combined to create
unique solutions for your needs
Connectivity modules
PSD2 aggregation
Enables the aggregation of multiple payment accounts under PSD2
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Features
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PSD2 account information (AIS)
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API connection to all Dutch banks
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Consent management
Payment initiation
Allows users to initiate payments from within the customer journey using the PSD2 PIS capabilities
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Features
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PSD2 payment initiation (PIS)
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API connection to all Dutch banks
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Consent management
Source data aggregation
Enables the digital retrieval of source data from different official sources, all within the customer journey
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Sources​
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MijnOverheid
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MijnPensioenoverzicht
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MijnBelastingdienst
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DUO
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UWV
Data analytics modules
Categorisation
Interprets lists of transaction data, including smart recognition of behavioural patterns
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Features
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Income verification
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Recognition of recurring expenses​
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Categorisation of expenses
Actionable insights
Nudges users to optimise their financial behaviour based on their patterns of spending/saving.​
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Features
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Behaviour-based notifications
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If-this-then-that engine
Personal finance tools
Out-of-the-box personal finance tools that help consumers to gain control over their financial situation
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Features
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Subscription cancellation
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Subscription forecasting
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Monthly money free-to-spend
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Money saved
Compliance
modules
Customer due diligence
Identitity and access management, fully compliant with PSD2 regulation
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Features
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PEP check
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Sanction check
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Identity validation
Transaction monitoring
Screens payment data for misconduct based on the risk profile of users, compliant with PSD2 regulation
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Features
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Recognition of fraud patterns
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Configurable business rules
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Fraud reporting