PSD2 aggregation

Enables the aggregation of multiple payment accounts under PSD2

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Features

• PSD2 account information (AIS)

• API connection to all Dutch banks

• Consent management

Payment initiation

Allows users to initiate payments from within the customer journey using the PSD2 PIS capabilities

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Features

• PSD2 payment initiation (PIS)

• API connection to all Dutch banks

• Consent management

Source data aggregation

Enables the digital retrieval of source data from different official sources, all within the customer journey

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Sources​

• MijnOverheid

• MijnPensioenoverzicht

• MijnBelastingdienst

• DUO

• UWV

Categorisation

Interprets lists of transaction data, including smart recognition of behavioural patterns

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Features

• Income verification

• Recognition of recurring expenses​

• Categorisation of expenses

Actionable insights

Nudges users to optimise their financial behaviour based on their patterns of spending/saving.​

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Features

• Behaviour-based notifications

• If-this-then-that engine

Personal finance tools

Out-of-the-box personal finance tools that help consumers to gain control over their financial situation 

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Features

• Subscription cancellation

• Subscription forecasting

• Monthly money free-to-spend

• Money saved

Customer due diligence

Identitity and access management, fully compliant with PSD2 regulation 

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Features

• PEP check

• Sanction check

• Identity validation

Transaction monitoring

Screens payment data for misconduct based on the risk profile of users, compliant with PSD2 regulation 

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Features

• Recognition of fraud patterns

• Configurable business rules

• Fraud reporting