PSD2 aggregation

Enables the aggregation of multiple payment accounts under PSD2

​

Features

• PSD2 account information (AIS)

• API connection to all Dutch banks

• Consent management

Payment initiation

Allows users to initiate payments from within the customer journey using the PSD2 PIS capabilities

​

Features

• PSD2 payment initiation (PIS)

• API connection to all Dutch banks

• Consent management

Source data aggregation

Enables the digital retrieval of source data from different official sources, all within the customer journey

​

Sources​

• MijnOverheid

• MijnPensioenoverzicht

• MijnBelastingdienst

• DUO

• UWV

Categorisation

Interprets lists of transaction data, including smart recognition of behavioural patterns

​

Features

• Income verification

• Recognition of recurring expenses​

• Categorisation of expenses

Actionable insights

Nudges users to optimise their financial behaviour based on their patterns of spending/saving.​

​

Features

• Behaviour-based notifications

• If-this-then-that engine

Personal finance tools

Out-of-the-box personal finance tools that help consumers to gain control over their financial situation 

​

Features

• Subscription cancellation

• Subscription forecasting

• Monthly money free-to-spend

• Money saved

Transaction monitoring

Screens payment data for misconduct based on the risk profile of users, compliant with PSD2 regulation 

​

Features

• Recognition of fraud patterns

• Configurable business rules

• Fraud reporting

Customer due diligence

Identitity and access management, fully compliant with PSD2 regulation 

​

Features

• PEP check

• Sanction check

• Identity validation