INSIGHTS
Turning raw transactions into meaningful insights
Our intelligent data models interpret bank transactions and turn them into personalised financial insights. The models work on Open Banking data and hook seamlessly into core banking systems
Enrich >95% of transactions with categories, merchant info and recurrence
Generate personalized customer profiles with actionable insights
Instantly identify key financial indicators and cashflow
Raw bank transactions
Rows of transaction data
Uninterpreted
No context
No aggregated insights
Passive
Actionable financial insights
Personalised insights
Contextual interpretation
Detection of recurring patterns
Dynamic insights & statistics
Pro-active signaling of events
Modular data models to deliver reliable insights
Detection of recurring transactions
Identifies recurring patterns in income and expenses, predicting the next payment and verifying when it was last paid.
Transaction categorisation
Recognises transactions' contextual meaning and organises them into a customisable scheme
Money free-to-spend
Forecasts the amount of money free to allocate taking into account upcoming expenses and predicted income
Credit risk insights
Detects specific financial indicators that help to determine someone's credit affordability
Income verification
Detects someone main sources of income from a set of transactions
Statistics
Delivers historical statistics such as a person's average expenses on groceries