Mortgages

Tailor-made mortgages based on financial behaviour

Base the acceptance decisions of mortgage applications on the automatic analysis of transaction data

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Reduce risk

Make informed lending decisions that are based on the full financial picture of clients, lowering the risk

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Higher acceptance rate

Cases that require manual review are more often accepted with access to a customer's digital transaction data

Increase STP

Reduce costs by increasing the Straight-through processing of the mortgage acceptance process

How it works

Seamless onboarding
Risk assessment
Affordability check

Digital retrieval of transaction data

Digital retrieval of source data

Income verification

Automatic categorisation of transaction data

Financial liabilities and assets

Historic insight into a customer's monthly money free-to-spend

Effect of the monthly mortgage costs on the money free-to-spend

Curious how this can enrich your mortgage process?